Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
MONARCH.NSthis companyMonarch Networth Capital Limited	₹342.80	10.9×	2.03×	5.29×	6.9×	458.1%	87.2%	65.5%	48.5%	18.7%	16.5%	5.1%	0.04×	-0.94×	0×	1.83×	0.4%	3	—	3	B-
FIFINOPB.BOFino Payments Bank Limited	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FINOPB.NSFino Payments Bank Limited	₹126.71	18.75×	1.22×	0.62×	8.14×	2218.2%	92.8%	4.3%	3.3%	6.5%	1.0%	0.1%	1.91×	1.29×	0.59×	0×	0.0%	2	0.6	1	D+
GEGEOJITFSL.BOGeojit Financial Services Limited	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
GEOJITFSL.NSGeojit Financial Services Limited	₹71.65	18.24×	1.22×	2.18×	4.29×	205.8%	75.4%	19.5%	12.0%	6.7%	4.6%	11.5%	0.1×	-4.82×	12.79×	12.56×	2.9%	5	3.03	3	B+
PFPFS.BOPTC India Financial Services Limited	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Peer median	—	18.5×	1.22×	1.4×	6.21×	1212.0%	84.1%	11.9%	7.6%	6.6%	2.8%	5.8%	1×	-1.76×	6.69×	6.28×	1.4%	4	1.81	2	—