Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
MPBthis companyMid Penn Bancorp, Inc.	$34.91	11.98×	0.88×	2.2×	9.08×	-593.2%	61.5%	22.1%	17.2%	6.9%	8.3%	10.0%	0.07×	0.16×	0.58×	0.02×	2.5%	7	-0.63	3	B+
AMTBAmerant Bancorp Inc.	$30.13	15.48×	0.85×	1.22×	19.34×	-85.4%	57.4%	10.1%	8.0%	5.6%	1.3%	12.3%	1.11×	8.06×	0.28×	0.43×	1.4%	8	-0.39	2	C
CPFCentral Pacific Financial Corp.	$38.81	10.86×	1.41×	2.31×	5.15×	2.9%	76.1%	27.8%	21.4%	13.1%	10.0%	11.0%	0.17×	-2.55×	1.37×	0.14×	3.5%	8	-0.59	4	A-
CZFSCitizens Financial Services, Inc.	$86.76	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
CZNCCitizens & Northern Corporation	$28.26	13.82×	0.94×	2.09×	15.12×	-55.3%	65.3%	18.6%	15.2%	6.9%	0.7%	9.4%	0.56×	4.74×	0.6×	1.11×	5.1%	7	-0.48	3	B
FDBCFidelity D & D Bancorp, Inc.	$69.00	8.92×	1.05×	1.79×	3.12×	-10.4%	65.5%	23.6%	20.1%	11.8%	10.0%	9.9%	0.07×	-3.4×	0.7×	0.14×	3.7%	8	-0.63	3	B+
Peer median	—	10.86×	0.94×	1.79×	11.55×	-10.4%	65.3%	23.6%	20.1%	10.8%	5.3%	11.0%	0.56×	4.74×	0.7×	0.14×	3.5%	8	-0.48	3	—