Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
NECBthis companyNortheast Community Bancorp, Inc.	$29.13	6.75×	0.85×	1.91×	4.63×	207.3%	66.1%	39.6%	28.2%	12.6%	10.3%	17.0%	0.21×	-0.1×	1.17×	0.06×	4.4%	8	-0.41	4	A+
COSOCoastalSouth Bancshares, Inc.	$28.28	10.38×	1.03×	1.97×	7.66×	30.0%	58.0%	22.9%	18.3%	9.6%	-5.6%	22.9%	0.12×	-0.34×	0.58×	0.15×	0.0%	5	0.44	4	A-
CZFSCitizens Financial Services, Inc.	$85.85	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
FDBCFidelity D & D Bancorp, Inc.	$69.44	8.92×	1.05×	1.79×	3.12×	-10.4%	65.5%	23.6%	20.1%	11.8%	10.0%	9.9%	0.07×	-3.4×	0.7×	0.14×	3.7%	8	-0.63	3	B+
FINWFinWise Bancorp	$13.91	14.35×	1.19×	1.52×	2.67×	139.8%	61.0%	14.4%	10.7%	8.3%	7.3%	-14.9%	0.02×	-5.97×	1.07×	0.22×	0.0%	3	0.74	3	B+
FNLCThe First Bancorp, Inc.	$36.78	8.53×	1.03×	1.65×	10.17×	-53.9%	52.3%	23.6%	19.4%	12.1%	6.9%	11.8%	0.66×	3.53×	0.51×	0.11×	5.6%	6	-0.52	3	B+
Peer median	—	8.92×	1.03×	1.65×	7.66×	30.0%	61.0%	23.6%	19.4%	10.8%	6.9%	11.8%	0.12×	-0.34×	0.7×	0.14×	3.5%	5	0.44	3	—