Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
OBTthis companyOrange County Bancorp, Inc.	$39.86	8.57×	1.26×	2.26×	3.51×	26.6%	75.5%	32.6%	26.3%	14.6%	11.9%	11.6%	0.12×	-3.18×	1.67×	0.16×	2.0%	5	0.64	4	A-
BWFGBankwell Financial Group, Inc.	$70.35	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
GCBCGreene County Bancorp, Inc.	$36.33	13.94×	2.06×	3.92×	14.9×	-41.3%	62.1%	32.1%	28.1%	14.8%	1.3%	7.3%	0.56×	2.98×	0.88×	0.25×	0.7%	8	-0.32	3	B+
HNVRHanover Bancorp, Inc.	$22.00	23.11×	0.86×	1.2×	7.08×	77.6%	43.9%	6.9%	5.2%	3.7%	2.1%	7.1%	0.68×	-5.17×	0.14×	0.13×	1.7%	6	0.18	3	B
MSBIMidland States Bancorp, Inc.	$32.30	-3.45×	0.82×	0.99×	-7.84×	-118.8%	57.4%	-22.1%	-26.6%	-22.0%	-9.5%	26.0%	0.67×	-2.77×	-0.68×	0.26×	7.9%	7	0.18	3	B
MVBFMVB Financial Corp.	$26.36	12.24×	0.99×	1.22×	4.14×	25.6%	71.7%	13.6%	10.0%	8.1%	5.8%	0.6%	0.23×	-4.23×	0.54×	0.09×	2.6%	5	1.31	3	B
Peer median	—	12.24×	0.99×	1.22×	5.89×	25.6%	57.4%	13.6%	10.0%	8.1%	1.9%	7.3%	0.6×	-2.77×	0.49×	0.25×	1.8%	7	0.18	3	—