Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
OCFCthis companyOceanFirst Financial Corp.	$18.18	15.34×	0.62×	1.57×	23.77×	-131.8%	54.5%	14.1%	10.8%	4.3%	2.0%	7.7%	0.98×	14.09×	0.33×	0.13×	4.7%	6	-0.55	2	C
BANFBancFirst Corporation	$117.10	14.68×	1.91×	4.3×	10.59×	-58.3%	82.9%	36.8%	29.2%	13.0%	1.6%	6.7%	0.07×	-0.29×	0.98×	20.32×	1.8%	5	-0.29	3	B+
CCBCoastal Financial Corporation	$44.20	36.73×	3.53×	2.62×	25.9×	472.3%	52.8%	9.3%	7.1%	9.6%	1.3%	14.2%	0.12×	0.35×	0.51×	728.91×	0.0%	5	1.28	2	C+
FBIZFirst Business Financial Services, Inc.	$74.87	8.96×	1.19×	1.59×	10.46×	448.1%	57.3%	21.6%	18.0%	13.5%	1.2%	13.8%	0.7×	3.56×	0.55×	0.31×	2.4%	6	1.33	4	A-
FBFBNCFirst Bancorp	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FFBCFirst Financial Bancorp.	$32.98	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
Peer median	—	11.99×	1.55×	2.25×	10.52×	250.3%	62.9%	23.6%	19.2%	11.3%	1.4%	13.6%	0.27×	1.57×	0.72×	10.32×	2.1%	5	0.5	4	—