Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
OMFthis companyOneMain Holdings, Inc.	$55.58	10.25×	2.36×	1.29×	23.14×	140.5%	47.6%	16.0%	12.5%	23.0%	2.9%	39.0%	6.67×	16.91×	0.79×	0×	6.2%	7	0.88	4	A-
AFRMAffirm Holdings, Inc.	$68.49	14.16×	4.98×	6.92×	27.78×	-222.9%	69.1%	22.1%	48.9%	35.2%	15.6%	3.6%	1.79×	5.91×	1.92×	12.73×	0.0%	5	1.84	3	B
ALLYAlly Financial Inc.	$38.80	18.95×	0.91×	1.16×	10.54×	-354.7%	52.0%	8.6%	7.0%	5.5%	2.3%	-4.6%	1.4×	4.79×	0.16×	0.9×	3.5%	8	-0.62	3	B
ATLCAtlanticus Holdings Corporation	$82.16	9.06×	1.66×	1.44×	40.88×	102.5%	56.3%	22.7%	17.3%	20.1%	1.7%	62.5%	10.75×	34.91×	0.53×	1.76×	1.2%	7	0.68	3	B+
COFCapital One Financial Corporation	$201.33	60.14×	1.15×	1.89×	16.52×	177.3%	47.3%	3.3%	3.5%	2.2%	1.1%	19.9%	0.45×	-0.85×	0.14×	0.15×	1.3%	9	-0.12	4	A-
FCFSFirstCash Holdings, Inc	$184.32	21.48×	3.12×	1.94×	9.79×	167.0%	51.7%	15.4%	9.0%	14.5%	8.3%	7.5%	1.24×	2.69×	4.64×	4.55×	1.0%	6	3.42	3	B+
Peer median	—	18.95×	1.66×	1.89×	16.52×	102.5%	52.0%	15.4%	9.0%	14.5%	2.3%	7.5%	1.4×	4.79×	0.53×	1.76×	1.2%	7	0.68	3	—