Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
ONBthis companyOld National Bancorp	$25.53	12.39×	1.02×	2.33×	14.31×	327.9%	63.6%	23.6%	18.0%	7.9%	4.1%	7.4%	0.88×	5.64×	0.72×	0.04×	2.6%	5	-0.41	3	B+
FFBCFirst Financial Bancorp.	$33.04	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
GABCGerman American Bancorp, Inc.	$50.72	12.8×	1.24×	2.96×	9.78×	65.4%	70.2%	28.7%	23.1%	9.7%	8.1%	10.7%	0.16×	0.7×	1.11×	0.18×	3.0%	5	0.42	4	A-
NBHCNational Bank Holdings Corporation	$37.46	13.29×	1.05×	2.49×	6.47×	42.9%	69.2%	24.4%	18.8%	7.9%	1.8%	9.1%	0.05×	-2.02×	0.83×	0.27×	3.2%	5	-0.61	2	B-
NBTBNBT Bancorp Inc.	$53.66	12.43×	1.03×	2.25×	8.29×	39.1%	72.1%	25.3%	19.5%	8.9%	1.1%	11.2%	0.17×	0.56×	1.05×	1.6×	3.7%	8	0.23	4	A-
OSBCOld Second Bancorp, Inc.	$24.97	11.89×	1.15×	2.59×	10.18×	-29.6%	78.1%	27.9%	20.2%	9.0%	-45.5%	11.5%	0.38×	1.76×	1.78×	0.1×	1.2%	8	-0.43	4	A-
Peer median	—	12.43×	1.05×	2.49×	9.37×	42.9%	70.2%	25.5%	20.2%	9.0%	1.8%	11.2%	0.17×	0.7×	1.05×	0.27×	3.2%	5	-0.36	4	—