Onelife Capital Advisors Limited (ONELIFECAP.NS) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-478.2%

-₹209.92

vs ₹55.50 price

Levered DCF

-₹215.30

After debt service

Piotroski score

4 / 9

Average

Altman Z-score

—

Rating

Overall 2 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	10.28×	-2.59×	114.66×	-7.1×	-38.5×	-146.91×	-2.95×	-210×
P/B	0.76×	0.38×	0.88×	0.22×	0.18×	0.09×	0.06×	0.18×
P/S	1.81×	1.84×	1.11×	5.51×	4.46×	2.8×	0.77×	2.03×
EV / EBITDA	9.44×	-377.7×	7.76×	-28.85×	1,725.21×	9.15×	-4.04×	35.95×
Gross margin	85.1%	-369.1%	56.2%	13.8%	58.6%	25.6%	43.7%	37.0%
Operating margin	20.4%	-539.3%	33.5%	-98.9%	-93.1%	-88.1%	-36.4%	-26.8%
Net margin	17.6%	-71.3%	1.0%	-77.5%	-11.4%	-1.9%	-26.0%	-1.0%
Current ratio	3.65×	1.01×	1.49×	2.39×	4.15×	14.09×	10.25×	5.02×
Debt / equity	0.43×	0.66×	0.53×	0.16×	0.18×	0.01×	0.01×	0.07×
Interest coverage	0×	-20.35×	7.56×	-2.11×	-40.45×	-182.27×	-83.56×	-73.45×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	7.4%	-14.8%	0.8%	-3.0%	-0.5%	-0.1%	-1.9%	-0.1%
Return on invested capital	3.1%	-64.9%	1.5%	-3.3%	-3.2%	2.6%	-2.6%	-2.2%
Return on assets	3.1%	-3.0%	0.2%	-2.0%	-0.4%	-0.1%	-1.8%	-0.1%
Free cash flow yield	-87.0%	257.8%	-63.7%	67.3%	-13.1%	-27.1%	-118.4%	-25.2%
Earnings yield	9.7%	-38.6%	0.9%	-14.1%	-2.6%	-0.7%	-33.9%	-0.5%
Enterprise value	₹653.7M	₹70.3M	₹677.2M	₹267.1M	₹293.3M	₹77.5M	₹25.6M	₹208.2M
Net debt / EBITDA	1.48×	337.7×	2.67×	-9.8×	817.52×	-0.23×	3.56×	6.88×
Cash conversion cycle (days)	-4,416	1,669	463	8,690	8,721	9,365	3,837	2,966