Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
OPBKthis companyOP Bancorp	$15.09	8.21×	0.92×	1.26×	-2.4×	165.7%	54.7%	21.2%	15.4%	11.3%	1.0%	11.1%	0.54×	-7.33×	0.49×	1.91×	3.4%	5	-0.61	4	A
ATLOAmes National Corporation	$34.08	10.73×	0.99×	2.09×	9.86×	330.1%	66.3%	23.6%	19.4%	9.2%	1.1%	10.1%	0.29×	1.6×	0.74×	4.95×	3.5%	8	-0.3	3	B+
AVBHAvidbank Holdings, Inc.	$34.73	8.33×	0.71×	2.7×	-6.39×	-117.0%	34.8%	-34.8%	32.3%	8.5%	0.9%	0.0%	0.08×	-0.42×	-0.61×	0×	0.0%	4	0.16	2	C
CBNAChain Bridge Bancorp, Inc.	$51.36	11.25×	1.34×	3.83×	-13.89×	316.1%	93.4%	42.8%	34.1%	12.0%	11.4%	5.1%	0×	-22.68×	5.85×	0.59×	0.0%	4	0.64	3	B
EFSIEagle Financial Services, Inc.	$46.00	25.03×	1.13×	2.04×	25.16×	-16.5%	61.6%	9.5%	7.9%	4.3%	2.9%	12.4%	0.37×	5.2×	0.27×	0.09×	2.9%	7	-0.58	3	B+
FCCOFirst Community Corporation	$33.36	11.81×	1.36×	2.05×	5.31×	110.6%	68.1%	22.7%	17.3%	11.5%	6.3%	7.7%	0.74×	-1.02×	0.72×	0.1×	2.1%	5	0.16	4	A-
Peer median	—	11.25×	1.13×	2.09×	5.31×	110.6%	66.3%	22.7%	19.4%	9.2%	2.9%	7.7%	0.29×	-0.42×	0.72×	0.1×	2.1%	5	0.16	3	—