Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PAISALO.NSthis companyPaisalo Digital Limited	₹76.94	12.87×	1.7×	3.24×	21.97×	163.0%	57.7%	38.3%	25.1%	13.2%	4.3%	7.2%	2.43×	12.74×	0×	3.57×	0.3%	4	1.08	3	B-
ARMANFIN.NSArman Financial Services Limited	₹1,629.80	24.92×	1.51×	2.32×	16.26×	-464.2%	41.6%	31.0%	9.3%	6.1%	5.1%	-34.0%	1.9×	8.86×	0×	3.01×	0.0%	4	—	2	C
CREDITACC.NSCreditAccess Grameen Limited	₹1,101.50	23.81×	2.36×	3.08×	37.41×	308.5%	66.3%	46.7%	12.9%	9.9%	6.7%	14.7%	3.01×	20.51×	0×	0.1×	0.0%	4	0.88	3	B-
CSLFINANCE.NSCSL Finance Limited	₹226.49	5.82×	0.81×	1.98×	11.21×	695.7%	65.1%	48.9%	34.1%	13.9%	6.4%	19.3%	1.38×	6.82×	0×	0.21×	1.4%	4	—	3	B-
FIVESTAR.NSFive-Star Business Finance Limited	₹426.90	9.46×	1.41×	3.2×	10.96×	362.1%	75.0%	51.8%	33.8%	14.9%	8.0%	13.0%	1.11×	4.03×	0×	0×	0.6%	4	1.46	3	B
FUSION.NSFusion Micro Finance Limited	₹155.66	136.87×	0.77×	1.09×	-104.85×	-737.2%	67.8%	21.3%	0.8%	0.6%	-1.0%	19.3%	2.27×	-69.3×	0×	0.57×	0.0%	4	0.82	2	C+
Peer median	—	23.81×	1.41×	2.32×	11.21×	308.5%	66.3%	46.7%	12.9%	9.9%	6.4%	14.7%	1.9×	6.82×	0×	0.21×	0.0%	4	0.88	3	—