Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PAYSthis companyPaysign, Inc.	$14.41	36.79×	5.78×	3.42×	14.89×	-88.2%	49.2%	8.8%	9.2%	15.6%	8.7%	18.3%	0.29×	-0.38×	0×	1.11×	0.0%	6	2.68	4	A-
FLYWFlywire Corp	$21.40	128.73×	2.07×	2.78×	27.51×	-0.0%	61.4%	3.2%	2.2%	1.6%	1.5%	5.7%	0×	-6.45×	5.67×	1.5×	0.0%	7	4.85	2	B-
GDOTGreen Dot Corporation	$12.23	-7.16×	0.79×	0.34×	-4.62×	319.2%	24.5%	2.7%	-4.8%	-11.1%	5.8%	9.4%	0.07×	-9.64×	8.97×	0.52×	0.0%	3	0.07	3	B
PMTSCPI Card Group Inc.	$23.12	11.12×	-9.59×	0.31×	6.24×	115.0%	31.3%	10.1%	2.8%	-86.3%	11.4%	24.9%	-19.47×	4.08×	1.69×	2.44×	0.0%	7	2.99	2	C+
RPAYRepay Holdings Corporation	$4.52	-1.22×	0.64×	1.01×	-3.94×	-119.6%	75.0%	-3.9%	-83.0%	-53.0%	-1.1%	29.2%	0.9×	-2×	-0.86×	0.82×	0.0%	5	-0.39	2	B-
USIOUsio, Inc.	$3.04	-14.58×	2.04×	0.43×	-27,089.49×	-78.6%	23.1%	-2.8%	-2.9%	-14.0%	-10.8%	2.9%	0.22×	2,902.73×	-45.3×	1.08×	0.0%	5	0.49	2	C+
Peer median	—	-1.22×	0.79×	0.43×	-3.94×	-0.0%	31.3%	2.7%	-2.9%	-14.0%	1.5%	9.4%	0.07×	-2×	1.69×	1.08×	0.0%	5	0.49	2	—