Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PDLBthis companyPonce Financial Group, Inc.	$22.05	13.51×	0.69×	1.92×	19.68×	-127.6%	54.5%	20.3%	14.8%	5.3%	2.5%	14.6%	1.15×	11.26×	0.46×	0.12×	0.3%	7	-0.32	3	B
BCBPBCB Bancorp, Inc.	$9.27	-9.61×	0.46×	0.83×	-8.7×	56.8%	26.7%	-11.0%	-7.5%	-4.1%	-2.1%	25.1%	0.95×	-0.69×	-0.23×	0.11×	9.1%	4	0.87	3	B
CBFVCB Financial Services, Inc.	$40.72	35.94×	1.11×	2.56×	25.13×	-19.5%	62.5%	7.7%	7.1%	3.1%	2.4%	9.8%	0.22×	0.43×	0.21×	0.02×	2.9%	6	0.14	3	B+
EBMTEagle Bancorp Montana, Inc.	$20.93	10.47×	0.81×	1.23×	7.67×	-89.1%	70.9%	15.0%	11.8%	7.7%	196.7%	18.2%	0.43×	2.09×	0.53×	0.71×	2.9%	3	0.34	3	B
FISIFinancial Institutions, Inc.	$40.22	8.54×	1×	1.66×	8.59×	-32.4%	61.7%	24.2%	19.8%	11.9%	7.2%	2.1%	0.53×	2.27×	0.69×	0.03×	4.2%	8	0.4	2	C+
HBCPHome Bancorp, Inc.	$61.43	9.75×	1.03×	2.15×	5.96×	-4.4%	70.5%	27.7%	22.0%	10.6%	3.0%	9.9%	0.13×	-1.37×	0.96×	0.09×	2.0%	6	-0.5	3	B+
Peer median	—	9.75×	1×	1.66×	7.67×	-19.5%	62.5%	15.0%	11.8%	7.7%	3.0%	9.9%	0.43×	0.43×	0.53×	0.09×	2.9%	6	0.34	3	—