Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PEBKthis companyPeoples Bancorp of North Carolina, Inc.	$42.23	12.31×	1.55×	2.13×	7.18×	55.5%	77.7%	22.6%	17.3%	12.6%	10.3%	8.2%	0.12×	-1.37×	1.05×	0.18×	2.1%	5	-0.5	4	A-
BVFLBV Financial, Inc.	$22.14	12.6×	0.83×	2.92×	7.43×	24.6%	76.6%	32.4%	25.7%	7.3%	5.1%	12.3%	0.19×	-1.16×	1.33×	0.12×	0.0%	7	0.58	4	A-
CFBKCF Bankshares Inc.	$35.32	9.24×	0.85×	1.25×	0.9×	68.4%	41.8%	17.1%	13.5%	9.2%	0.8%	11.6%	0.66×	-6.23×	0.33×	15.31×	1.2%	5	0.3	4	A-
CZWICitizens Community Bancorp, Inc.	$23.40	12.21×	0.92×	1.92×	11.09×	-16.8%	54.7%	7.0%	16.0%	7.7%	2.0%	6.0%	0.28×	-7.02×	0.16×	0.13×	2.1%	6	-0.58	3	B
FCAPFirst Capital, Inc.	$62.40	12.11×	1.44×	3.03×	2.82×	178.1%	75.7%	30.5%	25.1%	11.9%	11.2%	10.1%	0×	-6.61×	1.35×	0.35×	2.0%	6	0.23	3	B+
FNWDFinward Bancorp	$44.19	18.62×	0.86×	1.49×	15.16×	569.3%	65.6%	8.0%	8.0%	4.6%	0.9%	6.0%	0.48×	4.65×	0.23×	1.77×	1.0%	7	-0.59	2	C+
Peer median	—	12.21×	0.86×	1.92×	7.43×	68.4%	65.6%	17.1%	16.0%	7.7%	2.0%	10.1%	0.28×	-6.23×	0.33×	0.35×	1.2%	6	0.23	3	—