Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PEBOthis companyPeoples Bancorp Inc.	$38.98	9.91×	0.87×	1.7×	10.69×	-74.2%	67.5%	21.8%	17.3%	8.8%	5.2%	12.3%	0.61×	3.65×	0.85×	0.84×	5.5%	7	-0.48	3	B
BHRBBurke & Herbert Financial Services Corp.	$70.66	8.04×	1.1×	1.91×	8.47×	235.2%	69.3%	29.5%	23.9%	13.7%	6.1%	10.3%	0.63×	2.89×	0.97×	3.79×	3.6%	5	-0.54	3	B-
CTBICommunity Trust Bancorp, Inc.	$69.96	10.39×	1.19×	2.49×	10.13×	347.1%	66.7%	31.0%	24.0%	11.5%	9.1%	9.6%	0.46×	2.46×	1×	0.91×	3.5%	3	0.2	4	A-
FMBHFirst Mid Bancshares, Inc.	$51.06	10.16×	0.97×	2×	9.05×	-24.1%	72.8%	25.1%	19.7%	9.6%	5.9%	13.3%	0.59×	2.25×	1×	0.17×	2.5%	7	-0.61	3	B+
LKFNLakeland Financial Corporation	$61.89	14.19×	1.92×	3.47×	12.08×	-1.3%	61.0%	29.8%	24.5%	13.6%	10.4%	7.1%	0.24×	0.97×	0.82×	0.03×	3.5%	7	-0.42	4	A-
MBWMMercantile Bank Corporation	$61.41	8.81×	1.08×	2.1×	10.52×	120.2%	64.0%	27.5%	23.9%	12.2%	5.7%	1.4%	1.14×	3.27×	0.79×	0.29×	3.1%	6	-0.39	3	B+
Peer median	—	10.16×	1.1×	2.1×	10.13×	120.2%	66.7%	29.5%	23.9%	12.2%	6.1%	9.6%	0.59×	2.46×	0.97×	0.29×	3.5%	6	-0.42	3	—