Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PFISthis companyPeoples Financial Services Corp.	$73.15	8.23×	0.94×	1.73×	8.29×	45.2%	66.6%	25.7%	21.1%	11.4%	1.1%	8.9%	0.5×	2.41×	0.77×	8.76×	5.1%	6	0.28	3	B+
ACNBACNB Corporation	$66.43	13.39×	1.18×	2.91×	15.12×	26.4%	73.7%	27.3%	21.7%	8.8%	1.1%	10.6%	0.78×	5.8×	1.16×	0.32×	2.9%	7	0.36	4	A-
CBNKCapital Bancorp, Inc.	$42.70	8.17×	1.16×	1.53×	6.52×	18.1%	73.6%	23.3%	18.8%	14.2%	4.0%	14.5%	0.13×	0.28×	1.09×	0.13×	1.6%	5	1.43	4	A
CCBCoastal Financial Corporation	$44.20	36.73×	3.53×	2.62×	25.9×	472.3%	52.8%	9.3%	7.1%	9.6%	1.3%	14.2%	0.12×	0.35×	0.51×	728.91×	0.0%	5	1.28	2	C+
CCBGCapital City Bank Group, Inc.	$51.18	11.83×	1.31×	2.6×	8.31×	28.4%	87.1%	30.0%	22.0%	11.1%	1.4%	11.0%	0.17×	0.34×	2.56×	1.24×	2.3%	7	0.45	4	A-
FNWDFinward Bancorp	$44.19	18.62×	0.86×	1.49×	15.16×	569.3%	65.6%	8.0%	8.0%	4.6%	0.9%	6.0%	0.48×	4.65×	0.23×	1.77×	1.0%	7	-0.59	2	C+
Peer median	—	13.39×	1.18×	2.6×	15.12×	28.4%	73.6%	23.3%	18.8%	9.6%	1.3%	11.0%	0.17×	0.35×	1.09×	1.24×	1.6%	7	0.45	4	—