Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PGCthis companyPeapack-Gladstone Financial Corporation	$46.61	13.14×	0.74×	1.11×	9.01×	-43.5%	58.1%	11.9%	8.5%	5.7%	4.0%	5.8%	0.33×	0.5×	0.32×	0.07×	0.7%	8	-0.74	3	B-
CHCOCity Holding Company	$142.85	13.33×	2.11×	4.37×	11.73×	6.9%	79.0%	41.5%	33.3%	16.1%	9.2%	7.5%	0.64×	1.87×	1.92×	0.18×	2.8%	7	-0.16	3	B+
HWCHancock Whitney Corporation	$73.39	11.15×	1.19×	2.62×	9.16×	-35.1%	73.1%	31.0%	24.1%	10.9%	1.4%	9.9%	0.3×	1.17×	1.23×	0.13×	2.9%	7	0.3	3	B
NBTBNBT Bancorp Inc.	$53.61	12.43×	1.03×	2.25×	8.29×	39.1%	72.1%	25.3%	19.5%	8.9%	1.1%	11.2%	0.17×	0.56×	1.05×	1.6×	3.7%	8	0.23	4	A-
PEBOPeoples Bancorp Inc.	$39.00	9.91×	0.87×	1.7×	10.69×	-74.2%	67.5%	21.8%	17.3%	8.8%	5.2%	12.3%	0.61×	3.65×	0.85×	0.84×	5.5%	7	-0.48	3	B
QCRHQCR Holdings, Inc.	$103.03	11.05×	1.25×	2.34×	13.07×	-29.6%	57.7%	22.8%	21.3%	11.4%	57.0%	25.4%	0.56×	3.65×	0.58×	28.87×	0.3%	8	0.35	3	B+
Peer median	—	11.15×	1.19×	2.34×	10.69×	-29.6%	72.1%	25.3%	21.3%	10.9%	5.2%	11.2%	0.56×	1.87×	1.05×	0.84×	2.9%	7	0.23	3	—