Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PKBKthis companyParke Bancorp, Inc.	$32.60	7.82×	0.9×	2.01×	5.55×	48.6%	53.3%	34.2%	25.9%	11.6%	7.9%	13.3%	0.44×	-0.27×	0.75×	0.09×	2.9%	5	0.3	4	A
COSOCoastalSouth Bancshares, Inc.	$28.48	10.38×	1.03×	1.97×	7.66×	30.0%	58.0%	22.9%	18.3%	9.6%	-5.6%	22.9%	0.12×	-0.34×	0.58×	0.15×	0.0%	5	0.44	4	A-
CZFSCitizens Financial Services, Inc.	$86.76	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
FDBCFidelity D & D Bancorp, Inc.	$69.00	8.92×	1.05×	1.79×	3.12×	-10.4%	65.5%	23.6%	20.1%	11.8%	10.0%	9.9%	0.07×	-3.4×	0.7×	0.14×	3.7%	8	-0.63	3	B+
FNLCThe First Bancorp, Inc.	$36.73	8.53×	1.03×	1.65×	10.17×	-53.9%	52.3%	23.6%	19.4%	12.1%	6.9%	11.8%	0.66×	3.53×	0.51×	0.11×	5.6%	6	-0.52	3	B+
FNRNFirst Northern Community Bancorp	$17.14	9.97×	1×	2.4×	2.41×	69.1%	83.2%	31.0%	23.9%	10.0%	1.1%	2.4%	0.03×	-4.65×	1.85×	140.53×	0.0%	4	0.73	2	C
Peer median	—	8.92×	1.03×	1.79×	7.66×	30.0%	63.3%	23.6%	20.1%	10.8%	5.3%	11.8%	0.12×	-0.34×	0.7×	0.14×	3.5%	5	0.44	3	—