Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PLBCthis companyPlumas Bancorp	$63.02	9.72×	1.1×	2.66×	8.37×	226.0%	80.9%	36.6%	27.4%	11.3%	6.9%	7.0%	0.57×	1.59×	2.85×	0.25×	2.7%	7	0.44	4	A-
BCALCalifornia BanCorp	$22.07	9.57×	1.06×	2.58×	6.74×	221.3%	79.7%	37.1%	26.6%	10.9%	-8.8%	9.3%	0.12×	0.21×	1.55×	0.24×	0.5%	6	0.4	4	A
BCMLBayCom Corp	$31.58	13.49×	0.95×	2.26×	8.81×	-29.8%	68.4%	23.2%	16.9%	7.1%	9.9%	9.4%	0.07×	-0.12×	0.8×	55.06×	2.1%	8	-0.59	2	C+
BMRCBank of Marin Bancorp	$28.70	9.49×	1.05×	2.34×	4.79×	399.6%	76.1%	29.2%	24.6%	11.0%	0.9%	9.0%	0.18×	-2.9×	1.22×	473.15×	3.9%	6	0.74	4	A+
BSRRSierra Bancorp	$41.78	10.41×	1.21×	2.18×	13.96×	5.5%	73.9%	27.9%	21.0%	11.6%	4.4%	7.3%	1.42×	6.49×	1.21×	0.19×	3.1%	9	-0.37	4	A-
OVLYOak Valley Bancorp	$34.47	10.37×	1.19×	3.03×	1.41×	163.5%	99.0%	37.5%	29.3%	11.5%	10.4%	9.9%	0×	-6.39×	2.3×	0.23×	2.0%	4	—	3	B
Peer median	—	10.37×	1.06×	2.34×	6.74×	163.5%	76.1%	29.2%	24.6%	11.0%	4.4%	9.3%	0.12×	-0.12×	1.22×	0.24×	2.1%	6	0.01	4	—