Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PLMRthis companyPalomar Holdings, Inc.	$153.83	18.21×	3.81×	4.1×	13.29×	60.7%	73.9%	28.9%	22.5%	20.9%	8.8%	11.2%	0.01×	-0.38×	646.4×	0×	0.0%	6	1.91	3	B+
ACICAmerican Coastal Insurance Corporation	$9.95	5.74×	1.93×	1.83×	3.53×	572.0%	86.3%	42.6%	31.8%	33.6%	22.4%	11.6%	0.48×	-0.29×	13.2×	1.22×	4.0%	5	1.37	4	A-
HCIHCI Group, Inc.	$186.88	6.82×	2.1×	2.43×	2.32×	9.5%	73.2%	47.7%	33.2%	28.7%	25.8%	20.3%	0.07×	-2.54×	46.89×	1.24×	0.9%	6	2.33	5	A+
HRTGHeritage Insurance Holdings, Inc.	$33.13	4.62×	1.79×	1.07×	1.59×	528.4%	63.0%	30.6%	23.1%	38.7%	32.3%	19.3%	0.2×	-1.64×	32.87×	0.86×	0.0%	8	1.76	4	A
KINSKingstone Companies, Inc.	$20.41	5.74×	1.91×	1.18×	4.19×	-108.9%	57.7%	25.6%	20.5%	33.2%	29.5%	31.2%	0.04×	-0.14×	114.65×	1.22×	0.6%	7	1.56	4	A-
SKWDSkyward Specialty Insurance Group, Inc.	$59.38	12.14×	2.05×	1.46×	8.86×	-309.4%	44.0%	15.3%	12.0%	16.8%	15.1%	19.5%	0.12×	-0.21×	27.33×	0.95×	0.0%	5	1.34	4	A-
Peer median	—	5.74×	1.93×	1.46×	3.53×	9.5%	63.0%	30.6%	23.1%	33.2%	25.8%	19.5%	0.12×	-0.29×	32.87×	1.22×	0.6%	6	1.56	4	—