Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PMTSthis companyCPI Card Group Inc.	$23.12	11.12×	-9.59×	0.31×	6.24×	115.0%	31.3%	10.1%	2.8%	-86.3%	11.4%	24.9%	-19.47×	4.08×	1.69×	2.44×	0.0%	7	2.99	2	C+
CPSSConsumer Portfolio Services, Inc.	$9.88	10.6×	0.66×	0.48×	14.25×	1110.0%	99.6%	60.8%	4.5%	6.2%	2831.3%	141.2%	11.33×	13.46×	1.12×	0.44×	0.0%	7	0.21	3	B-
EFSIEagle Financial Services, Inc.	$46.09	25.03×	1.13×	2.04×	25.16×	-16.5%	61.6%	9.5%	7.9%	4.3%	2.9%	12.4%	0.37×	5.2×	0.27×	0.09×	2.9%	7	-0.58	3	B+
FCCOFirst Community Corporation	$33.40	11.81×	1.36×	2.05×	5.31×	110.6%	68.1%	22.7%	17.3%	11.5%	6.3%	7.7%	0.74×	-1.02×	0.72×	0.1×	2.1%	5	0.16	4	A-
FRAFFranklin Financial Services Corporation	$68.80	10.59×	1.29×	1.69×	10.97×	13.8%	64.3%	19.7%	15.9%	12.1%	5.3%	10.9%	1.23×	3.03×	0.59×	0.13×	2.6%	6	0.31	3	B+
MFINMedallion Financial Corp.	$9.91	5.44×	0.57×	0.66×	1.87×	1212.2%	96.7%	50.5%	12.2%	10.5%	4.3%	53.9%	0.77×	0.61×	1.81×	27.1×	4.7%	8	1.4	3	B-
Peer median	—	10.6×	1.13×	1.69×	10.97×	110.6%	68.1%	22.7%	12.2%	10.5%	5.3%	12.4%	0.77×	3.03×	0.72×	0.13×	2.6%	7	0.21	3	—