Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
POONAWALLA.NSthis companyPoonawalla Fincorp Limited	₹474.35	53.86×	2.82×	4.36×	94.57×	-7.4%	55.8%	27.3%	8.1%	5.2%	2.3%	9.0%	4.68×	58.88×	0×	65.9×	0.0%	6	0.6	2	C
BAJFINANCE.NSBajaj Finance Limited	₹1,064.85	26.19×	4.37×	6.08×	31.65×	-42.3%	58.1%	43.4%	23.2%	16.7%	4.4%	7.0%	3.22×	13.08×	0×	0.24×	0.7%	3	1.03	3	B+
CGCL.NSCapri Global Capital Limited	₹245.23	16.4×	2.16×	3.28×	27.51×	187.4%	55.7%	30.5%	20.0%	13.2%	2.7%	7.9%	3.35×	16.12×	0×	0×	0.1%	3	0.8	2	B-
CHOLAFIN.NSCholamandalam Investment and Finance Company Limited	₹1,790.80	21.86×	3.75×	3.63×	42.8×	-64.0%	52.6%	33.3%	16.6%	17.2%	3.2%	13.0%	6.93×	27.05×	0.73×	6.24×	0.1%	5	0.64	2	B-
FIVESTAR.NSFive-Star Business Finance Limited	₹426.90	9.46×	1.41×	3.2×	10.96×	362.1%	75.0%	51.8%	33.8%	14.9%	8.0%	13.0%	1.11×	4.03×	0×	0×	0.6%	4	1.46	3	B
IIFL.NSIIFL Finance Ltd.	₹627.00	11.02×	1.31×	1.37×	31.16×	-145.6%	54.1%	31.0%	12.4%	11.9%	3.5%	6.3%	5.01×	24.18×	0.73×	19.82×	1.1%	5	0.53	3	B-
Peer median	—	16.4×	2.16×	3.28×	31.16×	-42.3%	55.7%	33.3%	20.0%	14.9%	3.5%	7.9%	3.35×	16.12×	0×	0.24×	0.6%	4	0.8	3	—