Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
PSB.NSthis companyPunjab & Sind Bank	₹20.79	11.11×	1.04×	1.07×	12.82×	-178.5%	40.2%	12.7%	9.6%	9.4%	0.7%	22.8%	1.16×	5.21×	0.21×	0×	0.3%	3	0.21	2	B-
BANKINDIA.NSBank of India	₹145.00	6.05×	0.69×	0.74×	5.7×	-14.6%	36.6%	16.3%	12.2%	11.5%	0.9%	28.0%	1.32×	1.33×	0.27×	258.78×	3.0%	3	0.25	3	B+
CENTRALBK.NSCentral Bank of India	₹31.23	6.29×	0.73×	0.67×	3.17×	-4.1%	44.9%	15.5%	10.6%	11.6%	0.6%	67.9%	0.82×	-0.84×	0.3×	0×	2.5%	2	0.23	3	B
CSBBANK.NSCSB Bank Limited	₹301.95	9.33×	1.21×	1.04×	9.35×	157.7%	46.9%	15.0%	11.1%	12.9%	3.7%	15.4%	1.46×	3.19×	0.31×	0.09×	0.0%	3	0.3	3	B+
CUB.NSCity Union Bank Limited	₹225.00	10.06×	1.26×	1.69×	5.69×	21.8%	44.6%	21.1%	16.8%	12.6%	6.3%	9.5%	0.54×	-1.82×	0.41×	0.11×	1.1%	3	0.33	3	B
FEDERALBNK.NSThe Federal Bank Limited	₹344.10	14.68×	1.59×	1.86×	11.36×	-68.3%	42.4%	17.1%	12.7%	10.9%	1.1%	12.9%	0.83×	1.02×	0.33×	0×	0.5%	4	0.33	2	C+
Peer median	—	9.33×	1.21×	1.04×	5.7×	-4.1%	44.6%	16.3%	12.2%	11.6%	1.1%	15.4%	0.83×	1.02×	0.31×	0.09×	1.1%	3	0.3	3	—