Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
REGENCY.BOthis companyRegency Fincorp Limited	₹64.50	14.48×	1.38×	6.4×	25.23×	-385.3%	51.1%	40.8%	38.9%	8.4%	2.6%	10.6%	0.97×	10.44×	0×	572.28×	0.0%	4	0.84	3	B
CIFL.NSCapital India Finance Limited	₹18.13	20.73×	1.2×	1.51×	22.59×	-133.3%	29.4%	-6.3%	7.3%	5.8%	-1.3%	-3.4%	1.43×	10.79×	0×	21.8×	0.1%	—	—	1	D+
DHANSAFAL.BODhanSafal Finserve Limited	₹2.75	93×	1.03×	5.58×	47.59×	-500.6%	34.4%	8.4%	6.0%	1.1%	0.8%	-57.8%	0.33×	9.63×	0×	3.51×	0.0%	4	—	1	C-
FEDFINA.NSFedbank Financial Services Limited	₹156.30	13.48×	1.58×	2.08×	32.82×	-91.2%	55.6%	20.7%	15.4%	11.7%	2.0%	5.4%	4.67×	23.83×	0×	0×	0.0%	2	0.55	3	B
FINKURVE.NSFinkurve Financial Services Limited	₹67.42	27.04×	2.04×	3.38×	38.11×	327.0%	39.7%	27.3%	12.5%	7.5%	2.6%	6.6%	2.46×	19.6×	0×	5×	0.0%	—	—	1	D+
IBLFL.NSIBL Finance Ltd.	₹65.10	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Peer median	—	23.88×	1.39×	2.73×	35.46×	-112.2%	37.0%	14.5%	9.9%	6.7%	1.4%	1.0%	1.94×	15.2×	0×	4.26×	0.0%	3	0.55	1	—