Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
RMthis companyRegional Management Corp.	$35.93	8.37×	1.03×	0.6×	20.92×	684.4%	52.3%	12.4%	6.9%	11.9%	2.8%	75.9%	4.65×	16.94×	0.95×	8.39×	3.0%	6	0.93	4	A-
ATLCAtlanticus Holdings Corporation	$84.60	9.06×	1.66×	1.44×	40.88×	102.5%	56.3%	22.7%	17.3%	20.1%	1.7%	62.5%	10.75×	34.91×	0.53×	1.76×	1.2%	7	0.68	3	B+
BSRRSierra Bancorp	$41.62	10.41×	1.21×	2.18×	13.96×	5.5%	73.9%	27.9%	21.0%	11.6%	4.4%	7.3%	1.42×	6.49×	1.21×	0.19×	3.1%	9	-0.37	4	A-
BSVNBank7 Corp.	$58.48	8.99×	1.54×	2.82×	2.46×	239.9%	70.2%	41.4%	31.4%	17.2%	13.0%	10.7%	0×	-4.23×	1.39×	502.78×	2.4%	4	-0.35	3	B+
CARECarter Bankshares, Inc.	$29.07	14.04×	1.05×	1.73×	10.76×	-72.5%	61.7%	15.7%	12.3%	7.5%	4.9%	7.2%	0.43×	1.53×	0.39×	0.12×	0.0%	6	0.61	4	A+
CWBCCommunity West Bancshares	$26.27	11.19×	1.04×	2.2×	7.94×	88.8%	72.6%	27.0%	19.6%	9.3%	1.0%	10.2%	0.35×	0.41×	1.06×	1.63×	2.1%	6	-0.55	3	B+
Peer median	—	10.41×	1.21×	2.18×	10.76×	88.8%	70.2%	27.0%	19.6%	11.6%	4.4%	10.2%	0.43×	1.53×	1.06×	1.63×	2.1%	6	-0.35	3	—