Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
ROOTthis companyRoot, Inc.	$42.96	29.01×	2.83×	0.74×	8.57×	-2215.9%	25.5%	2.7%	2.7%	10.2%	3.5%	17.2%	0.51×	-6.64×	1.94×	2.62×	0.0%	6	0.47	3	B
ASICAtegrity Specialty Holdings LLC	$24.29	12.66×	1.53×	2.21×	9.28×	364.3%	50.0%	22.6%	17.4%	12.0%	12.3%	15.0%	0×	-0.3×	70.63×	0.69×	0.7%	6	1.32	3	B
BOWBowhead Specialty Holdings Inc.	$34.15	17.4×	2.08×	1.7×	12.5×	151.8%	32.1%	12.2%	9.8%	12.0%	8.9%	34.8%	0.33×	-0.66×	33.45×	0.96×	0.0%	5	1.5	2	B-
GBLIGlobal Indemnity Group, LLC	$21.91	16.22×	0.57×	0.89×	8.87×	-52.8%	14.4%	7.4%	5.6%	3.6%	3.3%	2.3%	0.01×	-1.47×	0×	1.35×	5.1%	5	1.14	4	A
HRTGHeritage Insurance Holdings, Inc.	$33.13	4.62×	1.79×	1.07×	1.59×	528.4%	63.0%	30.6%	23.1%	38.7%	32.3%	19.3%	0.2×	-1.64×	32.87×	0.86×	0.0%	8	1.76	4	A
LMNDLemonade, Inc.	$39.55	-30.95×	9.58×	6.93×	-33.69×	-355.2%	40.3%	-21.8%	-22.4%	-31.0%	-22.5%	-0.5%	0.34×	1.39×	0×	1.52×	0.0%	4	0.24	2	C
Peer median	—	12.66×	1.79×	1.7×	8.87×	151.8%	40.3%	12.2%	9.8%	12.0%	8.9%	15.0%	0.2×	-0.66×	32.87×	0.96×	0.0%	5	1.32	3	—