Sagarsoft (India) Limited (SAGARSOFT.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+80.9%

₹164.58

vs ₹91.00 price

Levered DCF

₹190.08

After debt service

Piotroski score

3 / 9

Weak

Altman Z-score

Safe zone

Rating

Overall 3 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	-5.63×	15.94×	14.86×	11.9×	12.71×	8.21×	7.44×	8.65×
P/B	0.6×	1.31×	1.82×	1.47×	1.84×	1.63×	0.78×	2.56×
P/S	0.26×	0.69×	0.82×	0.55×	0.86×	1.07×	0.47×	1.32×
EV / EBITDA	-3.42×	8.15×	7.63×	5.09×	6.21×	4.18×	2.82×	5.31×
Gross margin	-0.8%	13.8%	15.7%	38.5%	34.8%	32.8%	25.8%	37.3%
Operating margin	-8.0%	4.9%	6.8%	6.4%	8.5%	30.4%	7.1%	19.7%
Net margin	-4.6%	4.3%	5.5%	4.6%	6.8%	13.0%	6.4%	15.2%
Current ratio	2.77×	2.83×	2.9×	3.03×	2.4×	6.01×	7.97×	4.6×
Debt / equity	0.13×	0.1×	0.13×	0.17×	0.06×	0.14×	0.11×	0×
Interest coverage	-23.54×	10.19×	10.92×	6.05×	24.13×	32.93×	9.77×	302.02×
Dividend yield	3.0%	1.4%	1.0%	2.1%	1.4%	1.9%	5.8%	4.4%
Payout ratio	-17.1%	21.9%	15.2%	25.1%	17.5%	15.6%	43.1%	37.7%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	-10.7%	8.2%	12.2%	12.4%	14.5%	19.8%	10.5%	29.6%
Return on invested capital	-17.3%	5.6%	9.6%	10.4%	12.7%	29.6%	8.0%	26.7%
Return on assets	-7.2%	5.4%	7.7%	8.0%	9.4%	15.6%	8.7%	24.7%
Free cash flow yield	-15.3%	13.3%	-2.8%	11.3%	1.6%	13.1%	34.8%	8.3%
Earnings yield	-17.8%	6.3%	6.7%	8.4%	7.9%	12.2%	13.4%	11.6%
Enterprise value	₹341.2M	₹752.6M	₹1.1B	₹760.4M	₹839.4M	₹409M	₹143.9M	₹476.9M
Net debt / EBITDA	0.81×	-2.43×	-0.83×	-0.99×	-1.27×	-0.31×	-0.58×	-0.69×
Cash conversion cycle (days)	89	87	70	92	113	73	89	83