Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SANGAMFIN.BOthis companySangam Finserv Ltd	₹30.00	51.61×	1.23×	9.1×	34.25×	82.5%	81.3%	32.0%	17.6%	2.4%	2.0%	3.5%	0.4×	6.47×	0×	8.91×	0.0%	5	—	2	C+
ADMANUM.BOAd-Manum Finance Limited	₹51.03	3.55×	0.41×	2.26×	4.17×	1554.8%	93.8%	84.3%	63.6%	11.7%	9.2%	27.2%	0.26×	1.49×	0×	24.82×	0.0%	4	2.05	5	A+
CSLFINANCE.NSCSL Finance Limited	₹226.49	5.82×	0.81×	1.98×	11.21×	695.7%	65.1%	48.9%	34.1%	13.9%	6.4%	19.3%	1.38×	6.82×	0×	0.21×	1.4%	4	—	3	B-
DHANSAFAL.BODhanSafal Finserve Limited	₹2.75	93×	1.03×	5.58×	47.59×	-500.6%	34.4%	8.4%	6.0%	1.1%	0.8%	-57.8%	0.33×	9.63×	0×	3.51×	0.0%	4	—	1	C-
GUJSTATFIN.BOGujarat State Financial Corp.	₹9.23	-0.65×	-0.03×	5.05×	-5.86×	-1277.2%	-760.9%	-772.6%	-776.1%	4.0%	-54.2%	-20.7%	-0.21×	-5.21×	0×	0×	0.0%	2	-1.42	1	D+
JMJFIN.BOJMJ Fintech Limited	₹8.91	4.38×	0.59×	1.51×	5.1×	590.0%	82.8%	46.6%	34.5%	13.6%	8.5%	20.1%	0.58×	1.94×	0×	20.25×	1.5%	5	1.34	4	A-
Peer median	—	4.38×	0.59×	2.26×	5.1×	590.0%	65.1%	46.6%	34.1%	11.7%	6.4%	19.3%	0.33×	1.94×	0×	3.51×	0.0%	4	1.34	3	—