Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SBFGthis companySB Financial Group, Inc.	$28.87	10.17×	1×	1.56×	6.2×	21.0%	70.6%	19.0%	15.4%	9.9%	5.9%	15.1%	0.45×	-0.41×	0.68×	0.12×	2.7%	7	-0.52	3	B+
EBMTEagle Bancorp Montana, Inc.	$20.83	10.47×	0.81×	1.23×	7.67×	-89.1%	70.9%	15.0%	11.8%	7.7%	196.7%	18.2%	0.43×	2.09×	0.53×	0.71×	2.9%	3	0.34	3	B
LSBKLake Shore Bancorp, Inc.	$18.93	15.27×	0.77×	2.76×	5×	-7.0%	70.9%	22.1%	18.4%	5.1%	1.0%	6.8%	0.01×	-6.83×	0.75×	200.88×	0.9%	8	—	2	C
MGYRMagyar Bancorp, Inc.	$21.80	9.43×	0×	1.86×	0×	2.3%	62.3%	27.8%	19.7%	0.0%	0.0%	0.0%	0×	0×	0.77×	0×	2.0%	6	-0.62	2	C
PNBKPatriot National Bancorp, Inc.	$0.86	-11.38×	1.5×	2.44×	2.42×	144.1%	48.0%	-21.8%	-21.9%	-13.4%	-10.4%	-10.1%	0.17×	14.82×	-0.44×	0.44×	0.0%	3	-0.09	3	B-
RMBIRichmond Mutual Bancorporation, Inc.	$15.84	11.7×	0.93×	1.49×	23.24×	-163.7%	51.8%	15.5%	12.7%	7.9%	2.9%	10.8%	1.73×	14.3×	0.33×	0.26×	4.3%	6	0.19	2	C
Peer median	—	10.47×	0.81×	1.86×	5×	-7.0%	62.3%	15.5%	12.7%	5.1%	1.0%	6.8%	0.17×	2.09×	0.53×	0.44×	2.0%	6	0.05	2	—