Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SBSIthis companySouthside Bancshares, Inc.	$34.76	13.21×	1.08×	2.19×	13.58×	9.1%	55.8%	19.7%	16.5%	8.2%	4.2%	8.0%	0.87×	3.75×	0.45×	0.23×	4.7%	8	-0.35	3	B
AMALAmalgamated Financial Corp.	$50.75	9.28×	1.21×	2.11×	7.13×	-40.4%	70.3%	30.8%	23.0%	13.1%	1.2%	14.0%	0.12×	0.61×	1.13×	12.77×	1.8%	8	0.31	3	B+
BHRBBurke & Herbert Financial Services Corp.	$70.87	8.04×	1.1×	1.91×	8.47×	235.2%	69.3%	29.5%	23.9%	13.7%	6.1%	10.3%	0.63×	2.89×	0.97×	3.79×	3.6%	5	-0.54	3	B-
CFFNCapitol Federal Financial, Inc.	$8.58	11.96×	1.03×	2.33×	8.29×	-113.3%	52.2%	24.2%	19.4%	8.6%	0.9%	0.0%	1.61×	5.03×	0.51×	0.04×	4.6%	7	-0.6	2	B-
CPFCentral Pacific Financial Corp.	$39.16	10.86×	1.41×	2.31×	5.15×	2.9%	76.1%	27.8%	21.4%	13.1%	10.0%	11.0%	0.17×	-2.55×	1.37×	0.14×	3.5%	8	-0.59	4	A-
FMBHFirst Mid Bancshares, Inc.	$51.35	10.16×	0.97×	2×	9.05×	-24.1%	72.8%	25.1%	19.7%	9.6%	5.9%	13.3%	0.59×	2.25×	1×	0.17×	2.5%	7	-0.61	3	B+
Peer median	—	10.16×	1.1×	2.11×	8.29×	-24.1%	70.3%	27.8%	21.4%	13.1%	5.9%	11.0%	0.59×	2.25×	1×	0.17×	3.5%	7	-0.59	3	—