Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SERA.BOthis companySera Investments & Finance India Limited	₹59.08	4.24×	0.77×	3.16×	3.08×	-50.9%	96.4%	87.9%	74.6%	18.2%	15.4%	23.4%	0×	-0.48×	0×	7,534.29×	0.0%	5	—	3	B+
ARMANFIN.NSArman Financial Services Limited	₹1,629.80	24.92×	1.51×	2.32×	16.26×	-464.2%	41.6%	31.0%	9.3%	6.1%	5.1%	-34.0%	1.9×	8.86×	0×	3.01×	0.0%	4	—	2	C
CIFL.NSCapital India Finance Limited	₹18.13	20.73×	1.2×	1.51×	22.59×	-133.3%	29.4%	-6.3%	7.3%	5.8%	-1.3%	-3.4%	1.43×	10.79×	0×	21.8×	0.1%	—	—	1	D+
CSLFINANCE.NSCSL Finance Limited	₹226.49	5.82×	0.81×	1.98×	11.21×	695.7%	65.1%	48.9%	34.1%	13.9%	6.4%	19.3%	1.38×	6.82×	0×	0.21×	1.4%	4	—	3	B-
DHANSAFAL.BODhanSafal Finserve Limited	₹2.75	93×	1.03×	5.58×	47.59×	-500.6%	34.4%	8.4%	6.0%	1.1%	0.8%	-57.8%	0.33×	9.63×	0×	3.51×	0.0%	4	—	1	C-
FINKURVE.NSFinkurve Financial Services Limited	₹67.42	27.04×	2.04×	3.38×	38.11×	327.0%	39.7%	27.3%	12.5%	7.5%	2.6%	6.6%	2.46×	19.6×	0×	5×	0.0%	—	—	1	D+
Peer median	—	24.92×	1.2×	2.32×	22.59×	-133.3%	39.7%	27.3%	9.3%	6.1%	2.6%	-3.4%	1.43×	9.63×	0×	3.51×	0.0%	4	—	1	—