Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SEZLthis companySezzle Inc.	$151.93	16.15×	12.68×	4.78×	8.33×	-105.2%	85.4%	39.3%	29.6%	78.4%	46.5%	9.7%	0.83×	0.29×	12.61×	3.92×	0.0%	9	15.34	3	B
ACIWACI Worldwide, Inc.	$60.44	21.93×	3.27×	2.82×	11.88×	11.9%	49.0%	18.7%	12.9%	14.9%	10.0%	6.2%	0.57×	1.42×	5.7×	1.54×	0.0%	9	4.13	4	A-
AFRMAffirm Holdings, Inc.	$68.49	14.16×	4.98×	6.92×	27.78×	-222.9%	69.1%	22.1%	48.9%	35.2%	15.6%	3.6%	1.79×	5.91×	1.92×	12.73×	0.0%	5	1.84	3	B
GPNGlobal Payments Inc.	$98.32	13.25×	0.81×	2.41×	9.31×	19.5%	72.6%	19.1%	18.2%	6.1%	2.5%	11.0%	0.96×	3.93×	2.27×	1.69×	1.3%	2	0.67	2	C+
PYPLPayPal Holdings, Inc.	$60.31	10.69×	2.76×	1.69×	7.53×	128.2%	46.6%	18.3%	15.8%	25.8%	15.0%	9.9%	0.49×	0.25×	13.75×	1.29×	0.2%	7	1.93	4	A-
Peer median	—	13.71×	3.02×	2.62×	10.59×	15.7%	59.0%	18.9%	17.0%	20.4%	12.5%	8.1%	0.76×	2.67×	3.98×	1.62×	0.1%	6	1.89	4	—