Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SFBSthis companyServisFirst Bancshares, Inc.	$41.80	14.19×	2.12×	3.86×	15.38×	-65.3%	51.8%	33.6%	27.2%	15.0%	-19.1%	8.9%	0.81×	4.07×	0.75×	0.28×	1.9%	7	-0.44	3	B
ASBAssociated Banc-Corp	$31.07	9.17×	0.85×	1.73×	11.54×	-66.7%	58.3%	23.5%	19.3%	9.5%	-3.8%	13.6%	0.84×	5.29×	0.59×	0.3×	3.9%	7	-0.41	3	B
AXAxos Financial, Inc.	$94.54	11.25×	1.74×	2.52×	7.54×	-26.0%	63.0%	29.5%	22.4%	15.5%	9.7%	5.3%	0.34×	-0.05×	0.91×	0.07×	0.0%	8	-0.46	3	B+
BANFBancFirst Corporation	$117.18	14.68×	1.91×	4.3×	10.59×	-58.3%	82.9%	36.8%	29.2%	13.0%	1.6%	6.7%	0.07×	-0.29×	0.98×	20.32×	1.8%	5	-0.29	3	B+
FFINFirst Financial Bankshares, Inc.	$30.74	16.78×	2.23×	5.18×	9.96×	-81.0%	71.8%	37.5%	30.7%	13.2%	13.1%	7.2%	0.01×	-3.27×	1.54×	0.68×	2.5%	7	-0.24	4	A-
UCBUnited Community Banks, Inc.	$37.71	11.87×	1.04×	2.47×	8.12×	-43.4%	66.0%	27.5%	21.4%	9.0%	1.2%	10.7%	0.06×	0.01×	0.89×	47.49×	3.2%	7	-0.51	3	B
Peer median	—	11.87×	1.74×	2.52×	9.96×	-58.3%	66.0%	29.5%	22.4%	13.0%	1.6%	7.2%	0.07×	-0.05×	0.91×	0.68×	2.5%	7	-0.41	3	—