Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SHRIRAMFIN.NSthis companyShriram Finance Limited	₹965.00	16.37×	2.49×	3.4×	24.06×	-18.9%	51.2%	38.7%	20.8%	15.2%	3.7%	11.4%	2.75×	12.36×	0.87×	0×	0.9%	4	0.86	3	B
BAJFINANCE.NSBajaj Finance Limited	₹1,064.85	26.19×	4.37×	6.08×	31.65×	-42.3%	58.1%	43.4%	23.2%	16.7%	4.4%	7.0%	3.22×	13.08×	0×	0.24×	0.7%	3	1.03	3	B+
CHOLAFIN.NSCholamandalam Investment and Finance Company Limited	₹1,790.80	21.86×	3.75×	3.63×	42.8×	-64.0%	52.6%	33.3%	16.6%	17.2%	3.2%	13.0%	6.93×	27.05×	0.73×	6.24×	0.1%	5	0.64	2	B-
INDOSTAR.NSIndoStar Capital Finance Limited	₹201.36	19.5×	0.72×	1.97×	24.09×	-73.4%	53.4%	19.1%	10.1%	3.7%	1.2%	-0.5%	1.45×	15.75×	0×	0.09×	0.0%	2	—	1	C-
LTF.NSL&T Finance Ltd	₹273.70	20.15×	2.15×	3.46×	38.6×	-138.1%	58.9%	35.8%	17.2%	10.7%	3.3%	17.9%	3.94×	24.32×	0.91×	0×	1.1%	5	0.56	2	C+
MANAPPURAM.NSManappuram Finance Limited	₹323.75	21.42×	1.34×	2.26×	46.41×	-154.2%	53.0%	29.7%	10.5%	6.3%	2.2%	15.0%	3.6×	32.78×	0.75×	32.19×	0.8%	2	—	2	C+
Peer median	—	21.42×	2.15×	3.46×	38.6×	-73.4%	53.4%	33.3%	16.6%	10.7%	3.2%	13.0%	3.6×	24.32×	0.73×	0.24×	0.7%	3	0.64	2	—