Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SRBKthis companySR Bancorp, Inc. Common stock	$18.79	43.73×	0.77×	2.74×	42.82×	369.2%	63.3%	7.5%	6.5%	1.8%	0.3%	7.0%	0.37×	13.38×	0.21×	326.21×	1.2%	7	-0.53	2	C+
EBMTEagle Bancorp Montana, Inc.	$20.83	10.47×	0.81×	1.23×	7.67×	-89.1%	70.9%	15.0%	11.8%	7.7%	196.7%	18.2%	0.43×	2.09×	0.53×	0.71×	2.9%	3	0.34	3	B
LSBKLake Shore Bancorp, Inc.	$18.93	15.27×	0.77×	2.76×	5×	-7.0%	70.9%	22.1%	18.4%	5.1%	1.0%	6.8%	0.01×	-6.83×	0.75×	200.88×	0.9%	8	—	2	C
MGYRMagyar Bancorp, Inc.	$21.80	9.43×	0×	1.86×	0×	2.3%	62.3%	27.8%	19.7%	0.0%	0.0%	0.0%	0×	0×	0.77×	0×	2.0%	6	-0.62	2	C
PNBKPatriot National Bancorp, Inc.	$0.86	-11.38×	1.5×	2.44×	2.42×	144.1%	48.0%	-21.8%	-21.9%	-13.4%	-10.4%	-10.1%	0.17×	14.82×	-0.44×	0.44×	0.0%	3	-0.09	3	B-
RBKBRhinebeck Bancorp, Inc.	$13.16	9.25×	0.68×	1.23×	7.46×	-58.3%	68.2%	16.7%	13.2%	7.3%	4.9%	11.7%	0.22×	0.82×	0.56×	0.12×	0.0%	6	1.25	3	B
Peer median	—	9.43×	0.77×	1.86×	5×	-7.0%	68.2%	16.7%	13.2%	5.1%	1.0%	6.8%	0.17×	0.82×	0.56×	0.44×	0.9%	6	0.13	3	—