Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
SSBthis companySouthState Bank Corp.	$105.84	11.88×	1.04×	2.51×	8.43×	107.2%	68.3%	27.9%	21.3%	8.8%	-4.1%	-5.8%	0.15×	0.61×	0.97×	0.22×	2.5%	5	-0.53	4	A
ACNBACNB Corporation	$66.05	13.39×	1.18×	2.91×	15.12×	26.4%	73.7%	27.3%	21.7%	8.8%	1.1%	10.6%	0.78×	5.8×	1.16×	0.32×	2.9%	7	0.36	4	A-
BCALCalifornia BanCorp	$21.99	9.57×	1.06×	2.58×	6.74×	221.3%	79.7%	37.1%	26.6%	10.9%	-8.8%	9.3%	0.12×	0.21×	1.55×	0.24×	0.5%	6	0.4	4	A
BKUBankUnited, Inc.	$44.42	12.52×	1.11×	1.58×	12.61×	-121.7%	49.5%	16.7%	12.5%	8.8%	0.8%	10.6%	0.65×	4.3×	0.44×	15.41×	2.7%	7	-0.42	3	B+
COLBColumbia Banking System, Inc.	$31.04	12.1×	1.05×	2.57×	13.17×	-52.0%	67.7%	23.4%	17.1%	7.0%	0.8%	8.6%	0.51×	3.92×	0.82×	0.22×	4.1%	6	-0.51	3	B+
CVBFCVB Financial Corp.	$22.95	12.24×	1.1×	3.93×	11.51×	-9.2%	79.9%	43.8%	32.5%	9.1%	5.1%	8.6%	0.43×	2.98×	2.12×	0.01×	4.4%	7	-0.31	3	B
Peer median	—	12.24×	1.1×	2.58×	12.61×	-9.2%	73.7%	27.3%	21.7%	8.8%	0.8%	9.3%	0.51×	3.92×	1.16×	0.24×	2.9%	7	-0.31	3	—