Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
STBAthis companyS&T Bancorp, Inc.	$51.42	11.28×	1.03×	2.66×	9.5×	7.6%	69.4%	29.5%	23.6%	9.2%	8.3%	8.5%	0.21×	0.84×	1.01×	6.98×	3.5%	7	-0.6	4	A-
BYByline Bancorp, Inc.	$38.61	10.05×	1.03×	2.08×	9.66×	-78.5%	66.1%	29.1%	20.7%	10.3%	-4.6%	10.4%	0.45×	2.69×	0.98×	0.31×	1.4%	7	-0.4	4	A-
FNWDFinward Bancorp	$44.18	18.62×	0.86×	1.49×	15.16×	569.3%	65.6%	8.0%	8.0%	4.6%	0.9%	6.0%	0.48×	4.65×	0.23×	1.77×	1.0%	7	-0.59	2	C+
GABCGerman American Bancorp, Inc.	$50.47	12.8×	1.24×	2.96×	9.78×	65.4%	70.2%	28.7%	23.1%	9.7%	8.1%	10.7%	0.16×	0.7×	1.11×	0.18×	3.0%	5	0.42	4	A-
GSBCGreat Southern Bancorp, Inc.	$81.61	9.88×	1.1×	2.04×	9.57×	-44.2%	66.9%	25.4%	20.7%	11.2%	6.4%	9.4%	0.64×	2.25×	0.77×	0.14×	2.7%	6	-0.46	2	B-
HOPEHope Bancorp, Inc.	$13.40	23.83×	0.62×	1.46×	8.26×	-15.7%	48.6%	8.3%	6.0%	2.6%	-37.9%	10.7%	0.17×	-1.09×	0.17×	0.72×	5.0%	8	0.24	3	B+
Peer median	—	12.8×	1.03×	2.04×	9.66×	-15.7%	66.1%	25.4%	20.7%	9.7%	0.9%	10.4%	0.45×	2.25×	0.77×	0.31×	2.7%	7	-0.4	3	—