Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
TCBXthis companyThird Coast Bancshares, Inc.	$39.62	8.54×	0.99×	1.43×	5.42×	-5.5%	55.3%	23.2%	18.1%	12.5%	9.6%	9.2%	0.26×	-0.43×	0.54×	0.09×	0.9%	5	-0.66	3	B+
ALRSAlerus Financial Corporation	$34.39	32.64×	1.01×	1.74×	23.69×	-80.4%	67.2%	6.9%	5.3%	3.1%	5.1%	10.3%	0.78×	9.36×	0.21×	0.29×	3.6%	7	0.22	2	C+
AROWArrow Financial Corporation	$39.18	11.8×	1.2×	2.14×	8.52×	-28.6%	65.3%	22.8%	18.1%	10.2%	-7.2%	7.0%	0.07×	0×	0.72×	0.04×	3.6%	5	0.2	3	B-
BHBBar Harbor Bankshares	$41.82	13.38×	0.97×	2.13×	13.47×	-23.1%	67.4%	19.0%	15.2%	6.9%	4.3%	8.4%	0.51×	3.6×	0.62×	0.17×	3.9%	6	-0.66	3	B+
CBNKCapital Bancorp, Inc.	$42.70	8.17×	1.16×	1.53×	6.52×	18.1%	73.6%	23.3%	18.8%	14.2%	4.0%	14.5%	0.13×	0.28×	1.09×	0.13×	1.6%	5	1.43	4	A
FMNBFarmers National Banc Corp.	$15.66	9.12×	1.03×	1.84×	11.81×	23.7%	63.8%	23.9%	20.1%	11.2%	1.0%	10.4%	0.76×	4.83×	0.71×	0.33×	5.1%	3	0.19	3	B+
Peer median	—	11.8×	1.03×	1.84×	11.81×	-23.1%	67.2%	22.8%	18.1%	10.2%	4.0%	10.3%	0.51×	3.6×	0.71×	0.17×	3.6%	5	0.2	3	—