Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
THFFthis companyFirst Financial Corporation	$76.99	9.04×	1.1×	2.19×	9.56×	7.1%	77.7%	30.4%	24.3%	12.2%	6.6%	12.1%	0.74×	3.14×	1.31×	0.18×	3.4%	6	-0.35	3	B+
CTBICommunity Trust Bancorp, Inc.	$70.22	10.39×	1.19×	2.49×	10.13×	346.3%	66.7%	31.0%	24.0%	11.5%	9.1%	9.6%	0.46×	2.46×	1×	0.91×	3.5%	3	0.2	3	B+
FBKFB Financial Corporation	$55.10	23.15×	1.52×	3.37×	14.77×	-24.6%	58.9%	15.8%	14.0%	6.3%	5.2%	5.0%	0.15×	-4.23×	0.44×	0.12×	1.3%	6	-0.52	3	B+
FCAPFirst Capital, Inc.	$62.70	12.11×	1.44×	3.03×	2.82×	181.5%	75.7%	30.5%	25.1%	11.9%	11.2%	10.1%	0×	-6.61×	1.35×	0.35×	2.0%	6	0.23	3	B+
FCFCBMFirst Carolina Financial Services	$13.49	31.5×	1.1×	1.8×	16.74×	-447.4%	53.0%	7.3%	5.8%	3.5%	16.3%	8.4%	0.4×	0.19×	0.17×	0×	0.0%	—	—	3	B+
FRMEFirst Merchants Corporation	$41.43	9.61×	0.88×	2.06×	10.67×	17.1%	61.0%	24.7%	21.5%	9.2%	-4.3%	13.1%	0.41×	3.17×	0.67×	0.2×	3.9%	6	-0.49	3	B
Peer median	—	12.11×	1.19×	2.49×	10.67×	17.1%	61.0%	24.7%	21.5%	9.2%	9.1%	9.6%	0.4×	0.19×	0.67×	0.2×	2.0%	6	-0.14	3	—