Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
TRSTthis companyTrustCo Bank Corp NY	$58.36	12.72×	1.1×	2.71×	9.29×	-32.2%	67.1%	29.2%	22.0%	8.9%	7.0%	6.1%	0.23×	1.14×	0.9×	0.05×	3.7%	7	-0.63	3	B
BHBBar Harbor Bankshares	$41.82	13.38×	0.97×	2.13×	13.47×	-23.1%	67.4%	19.0%	15.2%	6.9%	4.3%	8.4%	0.51×	3.6×	0.62×	0.17×	3.9%	6	-0.66	3	B+
CARECarter Bankshares, Inc.	$29.24	14.04×	1.05×	1.73×	10.76×	-72.5%	61.7%	15.7%	12.3%	7.5%	4.9%	7.2%	0.43×	1.53×	0.39×	0.12×	0.0%	6	0.61	4	A+
CCBGCapital City Bank Group, Inc.	$51.18	11.83×	1.31×	2.6×	8.31×	28.4%	87.1%	30.0%	22.0%	11.1%	1.4%	11.0%	0.17×	0.34×	2.56×	1.24×	2.3%	7	0.45	4	A-
CCNECNB Financial Corporation	$36.56	10.43×	0.74×	1.59×	4.62×	5.5%	60.7%	20.4%	16.3%	7.6%	4.8%	9.1%	0.36×	-2.3×	0.55×	0.13×	3.5%	6	-0.59	4	A
CTBICommunity Trust Bancorp, Inc.	$70.31	10.39×	1.19×	2.49×	10.13×	347.1%	66.7%	31.0%	24.0%	11.5%	9.1%	9.6%	0.46×	2.46×	1×	0.91×	3.5%	3	0.2	4	A-
Peer median	—	11.83×	1.05×	2.13×	10.13×	5.5%	66.7%	20.4%	16.3%	7.6%	4.8%	9.1%	0.43×	1.53×	0.62×	0.17×	3.5%	6	0.2	4	—