Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
TSBKthis companyTimberland Bancorp, Inc.	$48.49	11.2×	1.26×	2.93×	8.57×	-0.9%	72.1%	32.7%	26.2%	11.3%	1.5%	0.0%	0.03×	-0.41×	1.23×	0×	0.1%	6	0.44	4	A-
COSOCoastalSouth Bancshares, Inc.	$28.28	10.38×	1.03×	1.97×	7.66×	30.0%	58.0%	22.9%	18.3%	9.6%	-5.6%	22.9%	0.12×	-0.34×	0.58×	0.15×	0.0%	5	0.44	4	A-
CZFSCitizens Financial Services, Inc.	$85.85	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
FDBCFidelity D & D Bancorp, Inc.	$69.44	8.92×	1.05×	1.79×	3.12×	-10.4%	65.5%	23.6%	20.1%	11.8%	10.0%	9.9%	0.07×	-3.4×	0.7×	0.14×	3.7%	8	-0.63	3	B+
FNLCThe First Bancorp, Inc.	$36.78	8.53×	1.03×	1.65×	10.17×	-53.9%	52.3%	23.6%	19.4%	12.1%	6.9%	11.8%	0.66×	3.53×	0.51×	0.11×	5.6%	6	-0.52	3	B+
FSBWFS Bancorp, Inc.	$43.62	9.49×	1.01×	1.42×	7.71×	37.8%	66.5%	20.6%	15.3%	10.8%	8.1%	16.8%	0.46×	2.25×	0.67×	0.12×	3.3%	6	-0.53	3	B
Peer median	—	8.92×	1.03×	1.65×	7.71×	30.0%	63.3%	23.6%	19.4%	10.8%	6.9%	12.9%	0.46×	2.25×	0.67×	0.12×	3.5%	6	-0.52	3	—