Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
TWFGthis companyTWFG, Inc. Common Stock	$27.80	54.28×	5.2×	1.85×	4.55×	-100.6%	26.8%	10.2%	3.4%	9.6%	6.0%	12.3%	0.13×	-2.3×	83.18×	68.07×	3.7%	7	4.9	4	A-
BMRCBank of Marin Bancorp	$28.87	9.49×	1.05×	2.34×	4.79×	399.6%	76.1%	29.2%	24.6%	11.0%	0.9%	9.0%	0.18×	-2.9×	1.22×	473.15×	3.9%	6	0.74	4	A+
CWBCCommunity West Bancshares	$26.41	11.19×	1.04×	2.2×	7.94×	88.8%	72.6%	27.0%	19.6%	9.3%	1.0%	10.2%	0.35×	0.41×	1.06×	1.63×	2.1%	6	-0.55	3	B+
FRBAFirst Bank	$19.92	9.41×	0.93×	1.66×	6.17×	133.2%	55.2%	23.2%	17.7%	9.8%	5.8%	15.3%	0.61×	-0.51×	0.58×	0.13×	1.5%	6	0.29	4	A-
GBLIGlobal Indemnity Group, LLC	$21.91	16.22×	0.57×	0.89×	8.87×	-52.8%	14.4%	7.4%	5.6%	3.6%	3.3%	2.3%	0.01×	-1.47×	0×	1.35×	5.1%	5	1.14	4	A
RMRegional Management Corp.	$36.21	8.37×	1.03×	0.6×	20.92×	684.4%	52.3%	12.4%	6.9%	11.9%	2.8%	75.9%	4.65×	16.94×	0.95×	8.39×	3.0%	6	0.93	4	A-
Peer median	—	9.49×	1.03×	1.66×	7.94×	133.2%	55.2%	23.2%	17.7%	9.8%	2.8%	10.2%	0.35×	-0.51×	0.95×	1.63×	3.0%	6	0.74	4	—