Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UCBthis companyUnited Community Banks, Inc.	$37.71	11.87×	1.04×	2.47×	8.12×	-43.4%	66.0%	27.5%	21.4%	9.0%	1.2%	10.7%	0.06×	0.01×	0.89×	47.49×	3.2%	7	-0.51	3	B
ASBAssociated Banc-Corp	$31.07	9.17×	0.85×	1.73×	11.54×	-66.7%	58.3%	23.5%	19.3%	9.5%	-3.8%	13.6%	0.84×	5.29×	0.59×	0.3×	3.9%	7	-0.41	3	B
BANFBancFirst Corporation	$117.18	14.68×	1.91×	4.3×	10.59×	-58.3%	82.9%	36.8%	29.2%	13.0%	1.6%	6.7%	0.07×	-0.29×	0.98×	20.32×	1.8%	5	-0.29	3	B+
FULTFulton Financial Corporation	$24.16	9.2×	1.02×	1.87×	7.1×	3.5%	67.4%	25.7%	20.7%	11.2%	7.1%	8.0%	0.37×	0.49×	0.84×	0.13×	4.0%	6	-0.6	3	B+
MTBM&T Bank Corporation	$224.23	11.85×	1.08×	2.56×	6.17×	154.4%	74.6%	30.0%	23.2%	9.8%	6.8%	9.1%	0.45×	-1.36×	1.04×	0.32×	3.3%	7	0.2	4	A-
RNSTRenasant Corporation	$40.27	16.85×	0.86×	2.3×	13.63×	14.8%	60.8%	15.7%	12.6%	4.7%	0.7%	7.1%	0.27×	-0.06×	0.49×	1.93×	2.4%	7	0.37	3	B+
Peer median	—	11.85×	1.02×	2.3×	10.59×	3.5%	67.4%	25.7%	20.7%	9.8%	1.6%	8.0%	0.37×	-0.06×	0.84×	0.32×	3.3%	7	-0.29	3	—