Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UJJIVANSFB.NSthis companyUjjivan Small Finance Bank Limited	₹60.30	14.15×	1.44×	1.22×	9.56×	-48.9%	52.0%	11.3%	8.6%	10.2%	5.8%	14.7%	0.55×	0.28×	0.3×	0.08×	0.0%	4	0.4	3	B+
CAPITALSFB.NSCapital Small Finance Bank Limited	₹272.85	7.02×	0.68×	0.87×	5.22×	-37.0%	46.6%	16.5%	12.3%	9.7%	1.2%	13.8%	0.34×	0.42×	0.32×	0×	1.8%	3	0.33	3	B+
EQUITASBNK.NSEquitas Small Finance Bank Limited	₹56.10	57.48×	0.97×	0.75×	20.47×	-138.9%	42.3%	1.6%	1.3%	1.7%	0.2%	13.1%	0.94×	0.36×	0.04×	0×	0.0%	3	0.34	3	B
ESAFSFB.NSESAF Small Finance Bank	₹42.53	-6.15×	0.57×	0.24×	-15.97×	-201.5%	36.1%	-5.3%	-3.8%	-9.3%	-0.5%	20.4%	1.54×	-9.69×	-0.12×	0×	0.0%	5	-0.77	3	B+
JSFB.NSJana Small Finance Bank Limited	₹402.40	11.91×	0.87×	0.61×	16.98×	-70.5%	43.5%	5.1%	5.1%	7.3%	2.8%	12.1%	1.23×	7.31×	0.12×	0.07×	0.0%	3	0.3	3	B-
SURYODAY.NSSuryoday Small Finance Bank Limited	₹145.24	8.75×	0.64×	0.53×	8.81×	61.5%	50.6%	7.9%	6.0%	7.3%	2.6%	43.4%	1.5×	3.83×	0.19×	0.15×	0.0%	4	0.32	3	B
Peer median	—	8.75×	0.68×	0.61×	8.81×	-70.5%	43.5%	5.1%	5.1%	7.3%	1.2%	13.8%	1.23×	0.42×	0.12×	0×	0.0%	3	0.32	3	—