Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UMUMBFOthis companyUMB Financial Corporation	$25.57	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
BUSEFirst Busey Corporation	$29.13	15.97×	0.86×	2.03×	11.23×	70.8%	63.9%	17.9%	13.0%	5.5%	0.9%	8.2%	0.2×	1.43×	0.58×	0.07×	4.3%	4	-0.52	4	A-
CBSHCommerce Bancshares, Inc.	$55.98	12.83×	1.92×	3.4×	12.01×	-6.2%	80.0%	34.2%	26.5%	14.9%	4.2%	8.1%	0.79×	2.79×	1.97×	0×	2.1%	6	-0.32	3	B+
COLBColumbia Banking System, Inc.	$31.19	12.1×	1.05×	2.57×	13.17×	-52.0%	67.7%	23.4%	17.1%	7.0%	0.8%	8.6%	0.51×	3.92×	0.82×	0.22×	4.1%	6	-0.51	3	B+
FFBCFirst Financial Bancorp.	$33.04	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
FNBF.N.B. Corporation	$18.33	10.89×	0.91×	2.28×	10.13×	400.7%	62.3%	24.8%	21.0%	8.4%	5.6%	6.1%	0.58×	1.9×	0.72×	1.01×	2.8%	6	0.2	3	B+
Peer median	—	12.1×	0.91×	2.28×	11.23×	52.5%	67.7%	24.8%	20.3%	8.4%	4.2%	8.2%	0.51×	2.79×	0.82×	0.22×	4.0%	6	-0.36	3	—