Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UNIONBANK.NSthis companyUnion Bank of India	₹197.00	6.45×	1.01×	1.07×	4.58×	-18.1%	43.1%	19.7%	15.4%	14.6%	1.2%	2.9%	0.58×	-0.72×	0.36×	0×	2.7%	5	0.23	4	A
BANKINDIA.NSBank of India	₹145.00	6.05×	0.69×	0.74×	5.7×	-14.6%	36.6%	16.3%	12.2%	11.5%	0.9%	28.0%	1.32×	1.33×	0.27×	258.78×	3.0%	3	0.25	3	B+
CENTRALBK.NSCentral Bank of India	₹31.23	6.29×	0.73×	0.67×	3.17×	-4.1%	44.9%	15.5%	10.6%	11.6%	0.6%	67.9%	0.82×	-0.84×	0.3×	0×	2.5%	2	0.23	3	B
FEDERALBNK.NSThe Federal Bank Limited	₹344.10	14.68×	1.59×	1.86×	11.36×	-68.3%	42.4%	17.1%	12.7%	10.9%	1.1%	12.9%	0.83×	1.02×	0.33×	0×	0.5%	4	0.33	2	C+
IDBI.NSIDBI Bank Limited	₹79.69	7.18×	0.96×	1.85×	3.04×	97.9%	59.6%	32.8%	25.8%	13.4%	2.0%	17.5%	0.41×	-2.35×	0.75×	0×	3.4%	3	0.43	4	A-
IDFCFIRSTB.NSIDFC First Bank Limited	₹77.87	31.84×	1.08×	1.06×	28.17×	-97.2%	60.1%	3.7%	3.3%	3.4%	1.5%	11.8%	0.77×	8.95×	0.09×	0.04×	0.6%	3	0.27	2	C
Peer median	—	7.18×	0.96×	1.06×	5.7×	-14.6%	44.9%	16.3%	12.2%	11.5%	1.1%	17.5%	0.82×	1.02×	0.3×	0×	2.5%	3	0.27	3	—