Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UNITDCR.BOthis companyUnited Credit Ltd	₹20.00	12.08×	0.34×	3.22×	8.25×	32.5%	91.2%	33.9%	26.6%	2.8%	2.7%	-5.1%	0.01×	-0.24×	0×	0×	0.0%	3	—	2	C+
ADCON.BOAdcon Capital Services Limited	₹0.46	-4.56×	0.31×	2.12×	-3.32×	-3146.8%	54.6%	-62.1%	-46.4%	-6.9%	-6.8%	154.3%	0×	0.09×	0×	0.11×	0.0%	2	-0.37	1	D+
ETIL.BOEcono Trade (India) Ltd	₹6.30	5.54×	0.25×	2.04×	10.76×	1839.0%	62.3%	48.5%	36.8%	4.5%	3.0%	32.1%	0.41×	6.67×	0×	0×	0.0%	3	—	3	B+
GILADAFINS.BOGilada Finance & Investments Limited	₹11.02	7.74×	0.64×	2.26×	9.09×	338.0%	78.5%	40.3%	29.2%	8.3%	6.0%	-4.3%	0.4×	3.46×	0×	1.17×	0.0%	6	1.35	1	C-
INDERGR.BOIndergiri Finance Ltd.	₹18.35	-9.5×	9.49×	3.69×	-16.16×	-4621.2%	54.0%	-51.1%	-38.8%	-99.9%	-7.0%	-17.3%	11.87×	-8.93×	0×	0×	0.0%	5	0.8	1	C-
KARNAVATI.BOKarnavati Finance Limited	₹1.35	-1.88×	2.57×	2.09×	-12.34×	-3110.6%	27.0%	-108.2%	-111.1%	-136.4%	-8.9%	0.0%	13.85×	-10.41×	0×	0.25×	0.0%	5	—	2	C+
Peer median	—	-1.88×	0.64×	2.12×	-3.32×	-3110.6%	54.6%	-51.1%	-38.8%	-6.9%	-6.8%	0.0%	0.41×	0.09×	0×	0.11×	0.0%	5	0.8	1	—