Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UNMAthis companyUnum Group 6.250% JR NT58	$20.15	18.11×	1.2×	1.02×	13.53×	143.9%	38.2%	7.2%	5.7%	6.6%	1.2%	4.2%	0.35×	2.96×	4.47×	0×	2.3%	5	—	4	A-
AFLAflac Incorporated	$124.14	16.07×	1.98×	3.35×	10.9×	28.0%	38.9%	26.6%	20.9%	12.4%	3.4%	4.4%	0.29×	0.39×	21.1×	12.39×	2.0%	8	2.42	3	B+
CNOCNO Financial Group, Inc.	$56.99	18.07×	1.57×	0.93×	8.6×	184.6%	44.8%	6.5%	5.1%	8.7%	1.2%	16.3%	1.54×	3.67×	1.27×	0.71×	1.6%	6	0.41	3	B+
LNCLincoln National Corporation	$42.28	7.48×	0.75×	0.45×	3.24×	435.6%	57.3%	7.3%	6.5%	10.8%	0.5%	-2.1%	0.59×	-1.96×	5.89×	0.47×	5.1%	5	0.14	4	A-
METMetLife, Inc.	$101.84	16.45×	1.85×	0.68×	7.82×	79.7%	36.4%	6.0%	4.4%	11.9%	0.7%	34.5%	0.71×	-0.29×	4.39×	0.65×	3.2%	7	0.11	3	B
PRUPrudential Financial, Inc.	$121.75	11.05×	1.22×	0.65×	8.93×	26.0%	31.1%	7.6%	5.9%	11.0%	0.7%	15.9%	0.71×	0.68×	2.21×	0.61×	4.9%	9	0.48	3	B+
Peer median	—	16.07×	1.57×	0.68×	8.6×	79.7%	38.9%	7.3%	5.9%	11.0%	0.7%	15.9%	0.71×	0.39×	4.39×	0.65×	3.2%	7	0.41	3	—