Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
UNTYthis companyUnity Bancorp, Inc.	$58.48	8.95×	1.5×	2.75×	7.26×	72.4%	67.9%	40.1%	30.8%	16.8%	9.5%	8.5%	0.77×	0.63×	1.33×	0.16×	1.1%	6	-0.48	4	A-
BCBPBCB Bancorp, Inc.	$9.17	-9.61×	0.46×	0.83×	-8.7×	53.5%	26.7%	-11.0%	-7.5%	-4.1%	-2.1%	25.1%	0.95×	-0.69×	-0.23×	0.11×	9.1%	4	0.87	3	B
CFBKCF Bankshares Inc.	$35.15	9.24×	0.85×	1.25×	0.9×	67.7%	41.8%	17.1%	13.5%	9.2%	0.8%	11.6%	0.66×	-6.23×	0.33×	15.31×	1.2%	5	0.38	4	A-
CMTVCommunity Bancorp	$47.19	8.27×	1.23×	2.03×	10.16×	39.7%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.55	3	B+
CZWICitizens Community Bancorp, Inc.	$23.66	12.21×	0.92×	1.92×	11.09×	-17.0%	54.7%	7.0%	16.0%	7.7%	2.0%	6.0%	0.28×	-7.02×	0.16×	0.13×	2.1%	6	-0.58	3	B-
HBCPHome Bancorp, Inc.	$61.72	9.75×	1.03×	2.15×	5.96×	-4.3%	70.5%	27.7%	22.0%	10.6%	3.0%	9.9%	0.13×	-1.37×	0.96×	0.09×	2.0%	7	-0.5	3	B+
Peer median	—	9.24×	0.92×	1.92×	5.96×	39.7%	54.7%	17.1%	16.0%	9.2%	2.0%	10.9%	0.66×	-1.37×	0.33×	0.13×	2.1%	6	-0.5	3	—