Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
VALUthis companyValue Line, Inc.	$42.94	15.3×	3.06×	9.88×	57.9×	-79.2%	43.9%	12.1%	64.7%	20.0%	2.3%	5.6%	0.02×	-4.11×	0×	3.92×	3.7%	5	7.89	4	A-
ATLCAtlanticus Holdings Corporation	$84.60	9.06×	1.66×	1.44×	40.88×	102.5%	56.3%	22.7%	17.3%	20.1%	1.7%	62.5%	10.75×	34.91×	0.53×	1.76×	1.2%	7	0.68	3	B+
BWFGBankwell Financial Group, Inc.	$70.35	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
PBFSPioneer Bancorp, Inc.	$18.95	16.24×	1.02×	2.6×	7.01×	155.5%	73.1%	20.9%	16.0%	6.3%	5.0%	2.7%	0×	-4.61×	0.87×	0.11×	0.0%	4	-0.53	1	C-
PDLBPonce Financial Group, Inc.	$22.05	13.51×	0.69×	1.92×	19.68×	-127.6%	54.5%	20.3%	14.8%	5.3%	2.5%	14.6%	1.15×	11.26×	0.46×	0.12×	0.3%	7	-0.32	3	B
RWAYRunway Growth Finance Corp.	$6.70	9.6×	0.68×	2.34×	9.9×	1409.4%	78.5%	54.7%	24.3%	7.0%	8.2%	56.9%	0.93×	5.63×	1.8×	1.22×	15.7%	3	0.27	2	C+
Peer median	—	10.2×	1.02×	1.92×	9.9×	155.5%	56.3%	22.7%	16.9%	7.0%	2.5%	14.6%	0.93×	5.63×	0.53×	1.22×	1.2%	7	0.27	3	—