Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
VELthis companyVelocity Financial, Inc.	$17.70	7.39×	1.14×	1.07×	14.1×	2634.7%	95.3%	71.6%	14.7%	15.6%	5.1%	2.3%	9.72×	12.61×	1.4×	0.63×	0.0%	6	0.39	3	B+
AMTBAmerant Bancorp Inc.	$30.00	15.48×	0.85×	1.22×	19.34×	-85.4%	57.4%	10.1%	8.0%	5.6%	1.3%	12.3%	1.11×	8.06×	0.28×	0.43×	1.4%	8	-0.39	2	C
BFSTBusiness First Bancshares, Inc.	$32.54	9.37×	0.86×	1.51×	7.66×	-29.7%	60.9%	22.2%	17.2%	9.8%	6.0%	11.9%	0.61×	1.18×	0.59×	0.15×	2.9%	6	-0.58	3	B+
CCNECNB Financial Corporation	$36.12	10.43×	0.74×	1.59×	4.62×	5.5%	60.7%	20.4%	16.3%	7.6%	4.8%	9.1%	0.36×	-2.3×	0.55×	0.13×	3.5%	6	-0.59	4	A
FDUSFidus Investment Corporation	$19.68	8.32×	0.92×	4.3×	10.22×	536.0%	72.6%	76.1%	51.7%	11.1%	8.1%	-21.5%	0.87×	4.66×	4.2×	1.81×	11.0%	5	1.16	3	B+
HRTGHeritage Insurance Holdings, Inc.	$33.74	4.62×	1.79×	1.07×	1.59×	528.4%	63.0%	30.6%	23.1%	38.7%	32.3%	19.3%	0.2×	-1.64×	32.87×	0.86×	0.0%	8	1.76	4	A
Peer median	—	9.37×	0.86×	1.51×	7.66×	5.5%	60.9%	22.2%	17.2%	9.8%	6.0%	11.9%	0.61×	1.18×	0.59×	0.43×	2.9%	6	-0.39	3	—